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FinSmarter calculator

Total Loan Cost Calculator

Compare the full repayment estimate with the amount borrowed. Enter fees and other upfront costs from the offer you are reviewing.

Loan details

Cost estimate

Enter the written offer terms to estimate costs.

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What this estimate includes

It estimates fixed-rate EMI and adds the fees you enter. Check whether fees are paid upfront or financed, and review insurance, taxes, rate reset terms, prepayment charges and any other costs in your actual offer. Those items are not included unless you enter them as fees.

Planning estimate only. It does not represent an offer or approval. Figures are calculated on this device and are not sent.