Axis BankBank9.99–22.00%
published annual rate · p.a.
Illustrative EMI
₹5,00,000 · 60 months₹10,621/mo
₹5,00,000 · 60 months₹10,621/mo
Processing fee: Up to 2% + GST
Official termsSource checked 02 Oct 2026
Pehle compare, phir select
Compare personal loans
and credit cards.
Compare loans and cards, calculate the real cost, and understand your options before you choose.
✓ Clear information to help you make your own decision
Your numbers, made clearer
Plan your personal loan range
Set your take-home income, existing EMIs and term to see an illustrative starting point.
Your income and existing EMI stay in this browser
₹10,000₹5,00,000
₹0₹2,00,000
1 year7 years
Illustrative loan amount₹0
A planning estimate based on the details you entered.
Estimated room for a new EMI: ₹0 / month
Illustration only: assumes total EMIs up to 45% of take-home income and an example 18% annual rate. This is not a lender offer, eligibility decision or approval; actual terms depend on the lender’s assessment.
Compare clearlyExplore product details in one place
Know the numbersUse calculators before you commit
Get human helpRequest a callback when you need one
Find your starting point
What are you looking for?
Start with the type of finance you want to explore.
Personal loan snapshot
Compare all lenders →Compare a few options at a glance
A quick look at published starting rates and an illustrative EMI.
Axis BankBankFrom 9.99%
published annual rate · p.a.
Illustrative EMI
₹5,00,000 · 60 months₹10,621/mo
₹5,00,000 · 60 months₹10,621/mo
Processing fee: 0%–3.5% incl. GST, as applicable
Official termsSource checked 02 Oct 2026
10.60–16.50%
published annual rate · p.a.
Illustrative EMI
₹5,00,000 · 60 months₹10,772/mo
₹5,00,000 · 60 months₹10,772/mo
Processing fee: Up to 2% + taxes
Official termsSource checked 02 Oct 2026
10.00–30.50%
published annual rate · p.a.
Illustrative EMI
₹5,00,000 · 60 months₹10,624/mo
₹5,00,000 · 60 months₹10,624/mo
Processing fee: Up to 4.13% incl. taxes
Official termsSource checked 02 Oct 2026
Illustration uses ₹5 lakh over 60 months at the shown published starting rate, before fees and taxes. Rates are reviewed manually and may change; this is not a lender offer or approval. Check the official terms and final offer.
Credit card snapshot
Compare all cards →Compare cards for the way you spend
See issuer-listed fees and reward highlights before exploring the full comparison.
Joining / annual feeNo joining or annual fee
Reward highlights
Amazon rewards vary by Prime status; eligible Amazon Pay partner and other transactions also earn rewards under terms.
Use case: Amazon purchases and Amazon Pay partners
Reviewed 02 Oct 2026
Joining / annual fee₹999 + taxes / year
Reward highlights
5% on eligible online spends and 1% offline; monthly category caps apply.
Use case: Everyday online and offline cashback
Reviewed 02 Oct 2026
Joining / annual fee₹1,000 + taxes / year
Reward highlights
5% cashback on selected online brands and 1% on other eligible spends; redemption and monthly limits apply.
Use case: Online shopping and everyday spending
Reviewed 02 Oct 2026
Joining / annual feeLifetime free (issuer-listed)
Reward highlights
Reward points, domestic and international lounge access, movie and golf benefits; eligibility and spend conditions apply.
Use case: Travel and reward-point benefits
Reviewed 02 Oct 2026
Fees, reward caps, exclusions and eligibility can change. Verify current terms with the issuer. Listings are for comparison and do not indicate issuer approval, endorsement or a personal recommendation.
A quick calculation
Explore all calculators →See an EMI estimate before you explore
Adjust the amount, rate and term. Your inputs stay in this browser.
Personal loan EMI estimate
Plan a monthly repayment
Use this as a starting point, then check the lender’s fees and written offer.
₹50,000₹50 lakh
1%30%
1 year7 years
Numbers first. Decisions second.
View all tools →Smart tools for real-life questions
Try a quick estimate, then explore what affects the result.
01 / LOAN
Personal Loan EMI
Estimate a monthly payment from amount, rate and tenure.
02 / HOMEHome Loan EMI
Explore how your home loan estimate changes over time.
03 / PLANLoan Affordability
Get a starting estimate for a manageable loan amount.
04 / SAVEBalance Transfer
Compare an estimate of your current and proposed costs.
Learn at your pace
All articles →Money explained in plain language
Helpful guides to understand products, costs and common terms.
FINANCIAL EDUCATION
How Often Should You Check Your Credit Report? A Simple Review Routine
Regular report checks can help you spot unfamiliar accounts or incorrect details. Use this simple routine and keep your information secure.
FINANCIAL EDUCATIONHow Credit Enquiries Work: Known, Unfamiliar and Expected Checks
A credit enquiry may be recorded when a lender checks your credit after an application. Here is how to review enquiries and follow up on unfamiliar entries.
FINANCIAL EDUCATIONCredit Utilisation: Why Your Reported Balance Can Matter
Credit utilisation compares card balances with available limits. Learn what a reported balance can mean, why timing varies, and how to keep spending manageable.
Small habits. Smarter choices.
Follow along ↗Latest from FinSmarter
Fresh money tips and explainers from our social pages.
Stay connected
Follow FinSmarter
Get practical money tips, product explainers and updates from our team.
Financial information is for education and comparison. Verify the terms with the provider.
A network built around choice
Our lending partners
Explore options from established financial institutions and lending providers.
FinSmarter helps you explore and compare options. Eligibility, approval and final loan terms are decided by each provider.
Personal loans and credit cards: guidance for Mumbai and nearby cities
FinSmarter helps salaried professionals and self-employed applicants in Mumbai, Thane, Vasai-Virar and Palghar compare borrowing costs and understand eligibility. Explore personal loan interest rates, processing fees and EMIs, or compare credit card cashback, rewards and annual fees. Availability depends on the provider's serviceable PIN codes and assessment.
FinSmarter provides comparison and guidance. Lenders and issuers decide approval and final terms.