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Home Loan EMI Calculator

Enter your loan details to see your estimated monthly payment and how the loan changes over time.

₹1 lakh to ₹5 crore

₹1L ₹5Cr

Enter the rate offered to you. You can use 0% for a no-interest estimate.

0% 30%

Choose from 1 to 30 years.

1 year 30 years

Explore what a chosen extra amount each month could change.

₹0 ₹1L

Your charts update as you change the values. Select Calculate my EMI to confirm your estimate.

Estimated monthly EMI

₹22,493

Total interest

₹28,98,356

Total repayment

₹53,98,356

Estimate based on the values entered above.

Your early payoff scenario

Choose an extra monthly amount to compare an illustrative payoff scenario.

Where your repayments go

Your loan amount compared with total interest.

Home loan repayment split A chart comparing the amount borrowed with the total interest paid. TOTAL REPAYMENT ₹53.98L

Principal

₹25,00,000

46% of repayment

Total interest

₹28,98,356

54% of repayment

Your loan balance: regular EMI vs extra payments

Compare your entered tenure with the extra amount you selected.

Regular EMI only EMI only (no extra)
Estimated outstanding home loan balance A comparison chart showing the estimated loan balance with regular EMI payments and with the selected extra monthly payment. ₹25L ₹12.5L ₹0 Today Year 10 Year 20

Move the slider to see your estimated balance at a chosen year.

This is an estimate for planning. A lender's actual schedule may differ because of fees, payment dates, rate changes or rounding.