FinSmarter calculator
Credit Card Reward Calculator
Use the earn rate and point value from your card’s current terms. Different purchases may earn differently; this simple estimate uses one rate for all eligible monthly spend.
Your spending and card terms
Your estimate
Enter your own card terms to estimate annual points and value after the fee.
Ask FinSmarter for helpCheck these terms first
Confirm eligible categories, monthly or annual caps, excluded transactions, redemption limits, expiry, redemption charges and the annual fee waiver rules in your card’s current terms. This estimate assumes every rupee entered qualifies and uses your chosen point value. It excludes welcome offers and non-cash perks.
Planning estimate only. The calculator does not collect or transmit your spending figures.